Now don't try and take the high ground, we all love to laugh at other people's harmless misfortunes - why else would programs like You've Been Framed exist? Well this is the funniest compilation of people falling over that I have ever seen! I love websites like FailBlog and say the word 'fail' all the time now. So I came up with the idea that instead of calling these 'fall overs' we should call them 'failovers', but then I found out that's actually some sort of internet computing term. Why must you ruin my life technology? I'm still going to say it though...

Wonga same day loans . Now aside from this being the most ridiculous name for website in the world, the premise is actually a sound one. Borrowing money from, instead of your bank, your peers who then help you to organise a pay back date in way that is most manageable for you. Every loan is unique and different rather than abiding to a set of strict and often unreasonable rules like if you were to borrow from a bank. I was admittedly dubious about the idea of this when I first heard about it but on reflection after doing some serious research I think it’s a great idea. I mean what’s more trustworthy on face value you anyway, a bank or another person just like yourself. This is the public doing what the public should do best and helping out those less fortunate. Image: highdessert